Information on the Home Loan Program
PDF Documents - To read PDF documents, you need a PDF viewer. Links to viewer software can be found at this link.
IN THE NEWS:Effective immediately, Certificates of Eligibility will no longer display a veteran’s date of birth. This change was made to limit the amount of personal data being displayed on Certificates of Eligibility. Please note, however, that veterans will still need to provide their date of birth when submitting an application for a determination of eligibility in order to process their request. |
|
|
Enhanced VA Mortgage Options Now Available for
Veterans Of Potential Benefit to Those in Financial
Distress. Please go to
this link
for more information. |
|
Please go to
this link
for 2009 VA County Loan
Limits and
this link
for 2008 VA County Loan Limits.
This link
has examples for calculating the VA
guaranty. |
|
On October 10, 2008, the President signed S. 3023,
the Veterans' Benefits Improvement Act of 2008.
Please go to
this link
for important information to veteran homeowners.
|
|
If you
have been affected by natural disasters, please click on
this link
for important information to veteran homeowners.
|
|
Public Law 110-289 has expanded the Specially
Adapted Housing (SAH) grant program, and increased
SAH grant amounts. Click on
this link to read the most recent release
regarding these changes. Please note that updates to
Specially Adapted Housing Fact Sheet (SAH) – October 2008 and
Special Housing Adaptation Fact Sheet (SHA) – October 2008 have been posted, and can be found at
www.homeloans.va.gov/sah. |
About the Loan Guaranty Service
The VA Loan Guaranty Service is the organization
within the Veterans Benefits Administration charged
with the responsibility of administering the home
loan program.
See an independent evaluation of the Loan Guaranty
program here:
Final
Report |
Final
Report Appendices
Link To Online Videos for Veterans
Short videos provide information on the VA Home Loan process.
Pamphlets on the VA Home Loan
Program
On-line copies of VA Home Loan Pamphlets.
Home Ownership Education for First Time Buyers
Valuable information for first time home buyers from
the Ginnie Mae Home Ownership Center.
Frequently Asked Questions
Answers to questions most frequently asked about he
VA Home Loan program.
Information on Specially Adapted Housing for
Disabled Veterans
Information on the Specially Adapted
Housing program for certain seriously disabled
Veterans.
VA Regional Loan Centers
Addresses, telephone numbers and websites of our
Regional Loan Centers.
Contact VA Loan Guaranty Service
E-mail, phone numbers and website addresses for the Loan Guaranty Service
Interest Rate Reduction Refinancing Loans
Have interest rates fallen since you obtained your
VA loan? Do you have an Adjustable Rate VA
loan that you want to convert to a fixed rate loan?
The IRRRL program, also called the VA streamlined
refinancing program, may be for you. No
appraisal or underwriting is required and a
certificate of eligibility is not necessary.
If
You Have Trouble Making Your Payments
If you have a VA loan but are having trouble making
your mortgage payments, it is very important that
you take steps to avoid a foreclosure. VA may
be able to help.
Information for Elderly Home Owners
Information for Elderly Home Owners covers Reverse
Mortgages, Interest Rate Reduction Refinancing
Loans, and Home Equity Fraud.
VA Direct Home Loans for Native American Veterans Living on Trust Lands
VA direct home loans are available to eligible
Native American Veterans who wish to purchase or
construct a home on trust lands.